More support for Level Funded plans with Mitratech Mineral

Mitratech Mineral is helping UnitedHealthcare clients navigate HR complexity with more integrated reporting and reduced administrative burden.

Small businesses often don’t have the time nor resources and expertise to dedicate to understanding and navigating all the intricacies and regulatory requirements of sponsoring employee benefits plans. In fact, 51% of smaller businesses indicated that navigating regulatory compliance requirements is negatively impacting their growth, while 47% said their business spends too much time completing regulatory compliance requirements.1

While brokers can offer their support, it can also take time away from them to be able to help their clients with potentially more pressing matters.

Recognizing the need to ease some of this administrative burden, UnitedHealthcare cultivated a strategic relationship with Mitratech Mineral™ to integrate Mineral's HR Compliance and Affordable Care Act (ACA) reporting solution into all Level Funded plans, supporting employers with the electronic filing of 1094 and 1095 forms with the IRS — mandated for employers filing 10 or more aggregated forms as of 2024.

“UnitedHealthcare recognized the ongoing HR and compliance challenges many of our small business clients and brokers are experiencing, which is why we’re expanding our Mineral relationship to solve for this and bring world-class HR compliance nationally to all level funded plans including ACA and IRS compliance filings.”

— Dave Milich, West Region CEO, UnitedHealthcare Employer & Individual

This collaboration is unique in the market, as UnitedHealthcare is the only national carrier to offer access to Mineral’s robust HR compliance expertise and resources. Also included with UnitedHealthcare Level Funded plans offerings such as multi-state Spanish translation e-signature handbooks, harassment training and workplace safety resources.

The value of this integrated solution is echoed by Cheryl Williams, business operations manager at SCADA Solve LLC, a consulting and technology services company, which is a UnitedHealthcare Level Funded client. Williams said: "You guys nailed it. I knew nothing about ACA reporting. Mineral gave me the tools I needed to succeed. I felt like an ACA expert by the time I was finished. Thank you for that!"

Beyond ACA reporting, Mitratech Mineral solutions further assist Level Funded groups through online training courses, HR best practices and an extensive, searchable compliance library. These resources are designed to empower organizations in several key areas:

1. Staying on top of new laws and regulations

  • Mitratech Mineral Intelligence™: Offers proactive recommendations with real-time alerts, timely guidance and tangible action items to ensure continuous compliance
  • Smart Employee Handbook: Provides a state and federal-compliant handbook builder that automatically sends alerts as laws change, keeping policies current
  • Benefits Document Creator: Facilitates the creation and maintenance of essential benefit plan documentation
  • ACA Reporting Hub: Delivers critical support for IRS Forms 1094-B/C and 1095-B/C reporting requirements

2. Covering HR and compliance basics

  • Mitratech Mineral Experts™: Connects users with HR-certified experts who provide real-time answers to questions, offering practical approaches and best practices for employee communication
  • Job Description Builder: Assists in recruiting and retaining top talent through customizable templates
  • Online Training Courses: A comprehensive Learning Management System houses training courses on vital topics such as workplace harassment prevention, workplace safety and cybersecurity

3. Improving organizational health

  • HR Assessment and Compliance Library: Helps identify potential gaps and reduce risks within an organization's HR practices
  • Salary Compare: Provides tools to ensure competitive and adequate compensation aligned with an organization’s size, market and required experience levels
  • Health and Wellness Courses: eLearning courses designed to boost employee morale, productivity, attendance and retention

“Last year’s nationwide rollout of Mitratech's Mineral ACA Reporting Hub within UnitedHealthcare Level Funded health plans marked a major milestone for both organizations,” said Dave Deitering, general manager of HR & Compliance for Mitratech. “The collaboration with UnitedHealthcare has allowed us to equip thousands of businesses with best-in-class HR and compliance tools — resources that were once out of reach for many smaller organizations. It’s been incredible to watch clients streamline operations, improve compliance confidence and engage employees more effectively, all while reducing administrative burden."

This enhanced offering underscores UnitedHealthcare's commitment to providing access to comprehensive support, enabling brokers, consultants and employers to confidently navigate the complexities of HR and compliance, ultimately fostering healthier and more productive workplaces.

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