Open access plans

Employees can see any provider in the network without a referral — they don’t need to see a primary care provider first. This may help reduce barriers to accessing care.

• Nearly 1.9M physicians and health care professionals and 5,600+ hospitals in our largest network¹ 

Open access plans emphasize choice. But employers may still benefit from meaningful savings. Flexible network arrangements and tiered benefit designs help guide employees toward quality providers.

• Up to 11% savings with a flexible network plan design²
• 5% lower risk‑adjusted per member per month (PMPM) with high utilization of quality, cost‑efficient physicians³
• 17% fewer inpatient admissions and 16% fewer emergency department visits with high utilization of quality, cost‑efficient providers³                        

Open access plans aim to help simplify the health care journey, which may make it easier for employees to move between urgent, primary and specialty care. Members also benefit from virtual care.

• 4.9 out of 5 stars in customer satisfaction across virtual urgent, primary and specialty care⁴