MyMichigan

We are working on your behalf to renew our network relationship with MyMichigan

We are engaged in good-faith negotiation with MyMichigan to renew our network relationship. Our goal is to reach an agreement that is affordable for Michigan consumers and employers while providing continued, uninterrupted network access to the health system’s hospitals and providers.

In the event we are unable to reach an agreement, all of MyMichigan’s physicians as well as four hospitals will be out of network for members enrolled in the following plans, effective Jan. 1, 2026:

  • Employer-sponsored and individual commercial plans
  • Medicare Advantage plans, including Group Retiree plans
  • Dual Special Needs Plans (D-SNP)
  • UnitedHealthcare Community Plans in Michigan (Medicaid)

The following hospitals will be out of network as of Jan. 1, 2026, if we are unable to reach an agreement:

  • MyMichigan Medical Center Saginaw
  • MyMichigan Medical Center Standish
  • MyMichigan Medical Center Tawas
  • MyMichigan Medical Center Sault

Facts you should know

MyMichigan acquired three new hospitals in 2024 and is now leveraging its market dominance by demanding unreasonable price hikes

MyMichigan, one of the most expensive health systems in the state, recently acquired three hospitals from Ascension Health.

They immediately demanded unsustainable rate increases at these hospitals that are not affordable and would significantly increase health care costs for consumers and employers in Michigan through increased premiums and out-of-pocket costs.

We have a responsibility to provide the people we serve with access to quality health care while also helping to contain rapidly rising health care costs. We are proposing meaningful rate increases that will continue to reimburse MyMichigan at more than fair and reasonable rates while slowing the unsustainable rise in health care costs.

In order to maintain a competitive business environment in Michigan, we must get health care costs under control. And MyMichigan must be part of the solution.

MyMichigan’s proposed rate increases for our Medicaid and Medicare Advantage plans would make the health system the most expensive in our network in Michigan.

MyMichigan’s proposal would significantly exceed the average cost of all other providers in our Medicare Advantage and Medicaid networks in the state.

If we agreed to MyMichigan’s demands, health care costs would increase for people enrolled in our Medicare Advantage plans while also impacting the benefits these seniors rely on.

Meanwhile, the states where we operate our Medicaid plans have asked us to support their efforts to provide quality health care coverage to their residents while also helping to contain rapidly rising health care costs.

We take this responsibility seriously and are committed to being a good steward of taxpayer dollars.

MyMichigan’s proposal would make them an outlier in our Medicaid network in the state and would have a substantial impact on health care costs.

Employers would face large cost increases if we agreed to MyMichigan’s demands

Nearly 70% of our employer-sponsored members in Michigan are enrolled in self-funded plans, which means that these employers pay the cost of their employees’ medical bills themselves rather than relying on UnitedHealthcare to pay those claims.

A majority of the price hike MyMichigan is seeking would come out of the operating budgets of our self-funded employers.

Our employer group customers have charged us with the responsibility of providing their employees access to quality, affordable health care. We pass any savings from negotiating more competitive rates directly to our self-funded customers, which they could in turn use to hold premiums steady for employees or to lower them in some cases. Employers can also use any savings to enhance benefits, increase salaries or help grow their organization.

As the prices for health care continue to rise, employers have less money available to help grow the business through things like investments in new technologies or salary increases for hard-working employees.

We are asking MyMichigan to work with us to reach an agreement at fair, market-competitive rates that will provide the people and employers we serve with continued access to affordable care.

Our goal is to reach an agreement and avoid disruption to your care

We are committed to engaging in productive, good-faith negotiation to renew our network relationship. Our goal is to reach an agreement that is affordable for consumers and employers while providing continued, uninterrupted network access to the health system’s hospitals and providers. We are hopeful that MyMichigan will work with us to reach an agreement that is affordable for consumers and customers in Michigan.

Frequently asked questions

We are actively meeting with MyMichigan in an effort to renew our relationship. We want to keep MyMichigan in our network and are committed to engaging in productive negotiation.

We will remain at the negotiating table with MyMichigan for as long as it takes to reach an agreement that provides the people we serve continued access to care that is both quality and affordable.

In the event we are unable to reach an agreement, all of MyMichigan’s physicians as well as four hospitals will be out of network for members enrolled in the following plans, effective Jan. 1, 2026:

  • Employer-sponsored and individual commercial plans
  • Medicare Advantage plans, including Group Retiree plans
  • UnitedHealthcare Community Plans in Michigan (Medicaid)
  • Dual Special Needs Plans (DSNP)

The following hospitals will be out of network as of Jan. 1, 2026, if we are unable to reach an agreement:

  • MyMichigan Medical Center Saginaw
  • MyMichigan Medical Center Standish
  • MyMichigan Medical Center Tawas
  • MyMichigan Medical Center Sault

The negotiation impacts the following hospitals:

  • MyMichigan Medical Center Saginaw
  • MyMichigan Medical Center Standish
  • MyMichigan Medical Center Tawas
  • MyMichigan Medical Center Sault

This negotiation impacts members enrolled in the following plans:

  • Employer-sponsored and individual commercial plans
  • Medicare Advantage plans, including Group Retiree plans
  • UnitedHealthcare Community Plans in Michigan (Medicaid)
  • Dual Special Needs Plans (DSNP)

People enrolled in our Medicare Advantage PPO and Group Retiree plans may receive care from an out-of-network provider, if the provider is a Medicare participating provider which accepts the plan.

If people have a Group Retiree PPO plan, their share of the cost is typically the same as if the provider was part of the network.

Members enrolled in our Medicare Advantage PPO and Group Retiree plans are encouraged to speak with the provider to confirm they will provide care, regardless of their network status.

For support finding in-network hospitals, members can call the customer care number on their health plan ID card or visit their plan’s website:

If we are unable to renew our agreement with MyMichigan, the people we are privileged to serve will continue to have access to a broad network of providers and hospitals throughout central and northeastern Michigan, including but not limited to:

  • McLaren Bay Region Hospital
  • McLaren Thumb Region Hospital
  • McLaren Caro Region Hospital
  • Hills and Dales General Hospital

For support finding in-network hospitals, members can call the customer care number on their health plan ID card or visit their plan’s website:

UnitedHealthcare members who are in the middle of treatment at a MyMichigan hospital or with a MyMichigan health provider may qualify for continuity of care.

Continuity of care allows people in ongoing or active treatment for a serious or complex condition at the time a provider leaves our network to continue accessing care with their provider at in-network rates for a period of time. Some examples of people who qualify for continuity of care include, but are not limited to:

  • Women who are pregnant
  • Patients with newly diagnosed or relapsed cancer, or those currently in active cancer treatment

Any member who believes they need continuity of care should contact UnitedHealthcare to determine if they are eligible.

For information regarding how to apply, whether you might be eligible for continuity of care and much more, please call the number on your health plan ID card.

UnitedHealthcare members should always go to the nearest hospital in the event of an emergency. Their services will be covered at the in-network benefit level, regardless of whether the hospital participates in UnitedHealthcare’s network.

For support finding in-network hospitals, members can call the customer care number on their health plan ID card or visit their plan’s website: