New multi-year agreement provides continued network access to Mayo Clinic for commercial and Group Retiree plans

Yes. We have reached a multi-year agreement that maintains continued, uninterrupted network access to Mayo Clinic’s facilities and provider locations throughout Minnesota, Wisconsin and Iowa for people enrolled in employer-sponsored commercial plans and Group Retiree plans. If you are enrolled in one of these plans, you continue to have network access to Mayo’s providers on and after Jan. 1, 2026 with no changes.

No. Mayo Clinic’s provider locations in Minnesota, Wisconsin and Iowa will be out of network for people enrolled in Medicare Advantage individual plans and Dual Special Needs Plans (D-SNP), effective Jan. 1, 2026.

Our top priority is that people have uninterrupted access to the care they need. That is why we are notifying our members in advance of the Medicare Annual Enrollment Period (AEP) to inform them Mayo Clinic will be out of network, effective Jan. 1, 2026. Medicare Advantage members who want access to Mayo Clinic should review their options during AEP.

Current UnitedHealthcare Medicare Advantage members who switch to a new plan for 2026 that has Mayo Clinic in its network will have no gap in network access to the health system. 

No. This does not impact Medicare Supplement plans. People enrolled in a Medicare Supplement plan can continue to receive care at Mayo Clinic on and after Jan. 1, 2026.

Our top priority is that you have uninterrupted access to the care you need. That is why we are notifying our members in advance of the Medicare Annual Enrollment Period (AEP) to inform them Mayo Clinic will be out of network, effective Jan. 1, 2026. We encourage you to review your options during AEP should you wish to have continued network access to Mayo Clinic.

Current UnitedHealthcare Medicare Advantage members who switch to a new plan for 2026 that has Mayo Clinic in its network will have no gap in network access to the health system.

However, if you are in active or ongoing treatment with a Mayo Clinic provider for a serious or complex condition at the time they go out of network, you are eligible for continuity of care. Continuity of care provides continued in-network benefits for a limited period of time after a provider goes out of network.

Some examples of people who qualify and are eligible for continuity of care include but are not limited to:

• People in active treatment for cancer
• Individuals in ongoing treatment for transplant services

It’s important to note that people approved for continuity of care only have continued network access to Mayo Clinic for a limited period of time, should they choose to remain with their UnitedHealthcare Medicare Advantage plan. Individuals seeking long-term network access to Mayo Clinic should switch to another plan during AEP that has Mayo Clinic in its network.

UnitedHealthcare members who have questions regarding continuity of care should call the number on their health plan ID card.

People enrolled in UnitedHealthcare Medicare Advantage individual plans or D-SNP continue to have access to a large network of providers throughout Minnesota, Wisconsin and Iowa.

More than 100 hospitals and over 32,000 care providers continue to participate in our Medicare Advantage network in Minnesota. Our Medicare Advantage members continue to have network access to health systems that include but are not limited to:

Some examples of alternate hospitals near Mayo Clinic’s locations that remain in our Medicare Advantage network in the following states include but are not limited to:

UnitedHealthcare members who need assistance finding another network provider in their area should call us at the number on their health plan ID card.

You should always go to the nearest hospital in the event of an emergency. Your care will be covered at the in-network benefit level, regardless of whether a hospital participates in our network.