SafeTrip International Travel Medical Plus plans

The exact cost of any SafeTrip travel insurance plan depends on many factors, including the price of the trip, the number of people in your group, your destination and the length of your trip. International Travel Medical Plus plans cost more than other SafeTrip options because they cover travel and medical issues alike. Get a quote in just minutes to see how much it costs to cover your trip.

Traveling internationally can be complex. You may take several flights, train rides or buses to get to your destination. Each ticket is another chance for your trip to be delayed or your bags to get lost. International Travel Medical Plus plans can reimburse you for these kinds of travel mishaps.

Furthermore, typical health insurance usually doesn’t work outside of your home country. So, if you get hurt or sick on your trip, you could be stuck paying for care without insurance. SafeTrip’s international plans can help cover your costs in these instances too.

You can buy this plan from 30 months to 24 hours before the trip begins.

There are many ways to travel, and many types of travel insurance to cover those trips. Which plan is right for you depends on where you live, where you’re traveling to and more. Check out our plan comparison page to learn more. If you want personalized help, you can call us toll-free in the United States at 1-800-527-0218 or +1-410-453-6330 from other countries. Our representatives can assist you in buying the best travel insurance plan for your journey.

Typically, health insurance only works within your home country. So, if you need medical attention while you travel internationally, your health insurance likely will not apply. This is why many travelers invest in International Travel Medical Plus plans, which cover medical costs and unexpected travel costs during international travel.

If you have a domestic insurance that includes out-of-country benefits, that coverage will normally be your primary insurance and SafeTrip will be your secondary insurance. Contact your primary health insurance company to confirm your coverage on a trip.

Secondary insurance, also known as excess insurance, means that if you have other insurance (considered your primary insurance) that might cover a health or travel expense under its coverage, SafeTrip will only be liable for the amount above and beyond what your primary insurance covers. For instance, if you have home insurance that covers the loss of a $600 mobile phone up to $500, SafeTrip would only be responsible for $100 of your loss.
These states have exceptions to this rule: MT, NH, ND, SD, UT and VT. Please see each state’s policy document for details.

If SafeTrip is your secondary insurance, you may be required to pay your expenses out-of-pocket, then submit a claim for reimbursement.