Washington health insurance plans

Find a Washington individual health insurance plan that’s right for you

Looking for individual or family health insurance in Washington? Whether you’re searching for Affordable Care Act (ACA) insurance or another type of individual insurance plan, you have options. Find a Washington health care plan that works for you.

UnitedHealthcare Individual & Family ACA Marketplace plans in Washington

Looking for health care plans on the Affordable Care Act (ACA) Marketplace? UnitedHealthcare Individual & Family ACA Marketplace plans offer affordable, reliable coverage options from UnitedHealthcare of Oregon, Inc.

As part of the American Rescue Plan Act of 2021 and Inflation Reduction Act of 2022, many individuals and families are now eligible for lower — or in some cases $0^1, ^2, ³ — monthly premiums for ACA Marketplace health coverage.

See Individual & Family ACA plans in Washington

Call 1-800-273-8095 / TTY 711 to talk to a licensed insurance agent.

Supplemental, dental and vision plans in Washington

Dental plans

Dental insurance plans, underwritten by Golden Rule Insurance Company, have no age limit restrictions.⁶ Dental insurance offers coverage for basic dental care, such as general dental screenings and preventive care.

See dental plans in Washington

Accident insurance

Accident insurance (also called supplemental accident insurance or personal accident insurance),¹ underwritten by Golden Rule Insurance Company, offers benefits that help with expenses in the case of an accidental injury.

See accident insurance in Washington

Critical illness insurance

Critical illness insurance,¹ underwritten by Golden Rule Insurance Company, pays cash benefits to help cover expenses related to qualifying serious illnesses, like cancer, heart-related illness and more.

See critical illness plans in Washington

Vision plans

Vision insurance, underwritten by Golden Rule Insurance Company, have no age limit restrictions.⁶ These plans can help cover and budget for vision care expenses like routine eye exams, prescription glasses and/or contact lenses.

See vision plans in Washington

Hospital insurance

Hospital insurance,¹ underwritten by Golden Rule Insurance Company, pays cash benefits in a fixed amount for qualifying hospital stays and related medical costs. These plans can help you stay prepared for unplanned hospital visits due to injury or sickness.

See hospital plans in Washington

Why choose UnitedHealthcare for health insurance in Washington

Large network of providers

Access a wide network of doctors, clinics, healthcare professionals and pharmacies.

Find a doctor in Washington

All types of plans for all types of people

Explore health insurance plans for a range of ages, health care needs and budgets —including Medicare and Medicaid plans.

Complete coverage

Supplemental plans can help you get coverage for care and services that aren’t covered by your medical plan.

Already a member?

Find a doctor

Search our provider directory to find network doctors, dentists, mental health providers and more.

Member resources

Find more ways to use your benefits, take charge of your health and get more out of your UnitedHealthcare plan.

Member sign in

Medicare plans

Health insurance for individuals who are 65 or older, or those under 65 who may qualify because of a disability or another special situation.

Call 1-844-232-1426 to learn more.

Find a Medicare plan

Learn about Medicare plans

Medicaid plans

We offer low cost or no cost health insurance plans for those with limited incomes.

Learn about Medicaid plans in Washington

Footnotes

The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more. This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company, whichever is applicable. By responding to this offer, you agree that a representative may contact you.
To qualify for a $0 monthly premium, you must meet household income requirements for Advanced Premium Tax Credits.
Premium subsidies vary by address and subject to eligibility. Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). They may also qualify for a zero-dollar premium bronze plan (after tax credits). Cost sharing (deductibles and coinsurance) may be higher.
Primary insured must be 18 years of age or older.

Disclaimers

Individual & Family ACA Marketplace plans — Medical plan coverage offered by UnitedHealthcare of Oregon, Inc. Administrative Services provided by United HealthCare Services, Inc. or their affiliates.

Product design and availability varies by state. Some benefits have waiting periods.

No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.

References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.

Each company is a separate entity and is not responsible for another's financial or contractual obligations.

Administrative services are provided by United HealthCare Services, Inc. or their affiliates.

Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc.

This policy is subject to various exclusions and limitations. For costs and complete details of the coverage, call (or write) your insurance agent or the company (whichever is applicable).