How to use your plan

Whether you need to submit a claim, access important forms or manage your member ID card, these tools are designed to help you make the most of your benefits. 

Learn about using your member ID card and how to view it on the UnitedHealthcare app. 

Learn how to know when to submit a claim and what happens when you do. 

Find commonly used forms you can download for claims, reimbursements and more.

Finding care

UnitedHealthcare offers a variety of resources to help you make informed decisions about your care.  

Discover resources to help you find the right providers for your needs, including dentists, mental health providers or eye doctors.

Access support for smoking cessation, weight management, clinical and maternity programs, as well as LGBTQ+ resources.

Explore mental and behavioral health benefits, including the Employee Assistance Program and the Substance Use Helpline.

Learn how to get the care you need if you need medical attention, including care options and costs.

Access care from your computer or mobile device including virtual care visits for members with health plans through work.

Learn how to use your benefits including Prescription Drug Lists (PDLs) and pharmacy programs to help you save and more.

Frequently asked questions

While you’re waiting for your member ID card to arrive, there are a few things you can do before your coverage starts, including looking for network providers. You should receive an invite to register for your health plan account and download the UnitedHealthcare app.

Sign in to your health plan account to view your member ID card online. 

Members may also download the UnitedHealthcare app to view and show their member ID card on their mobile device.  

Looking for information about a lost or damaged ID card?  

When you sign in to your member account, you’ll find ways to view your personalized information and manage the details of your plan. Here are a few things you can do when you set up your account and use your member site:

  • Find network doctors and pharmacies
  • Find and estimate costs
  • View and pay claims
  • Check your account balances
  • Learn about covered benefits

Checking your benefits may help you avoid cost surprises, so it’s good to review what’s covered and what’s not before you make an appointment.

  • Sign in to your member account to review what’s covered under your plan
  • If you want a copy of your coverage documents mailed to you, call the phone number on your member ID card to request a copy

If your member ID card states "Referrals Required," you'll need an electronic referral from your primary care provider (PCP) before seeking services from another network provider. A referral is when a PCP authorizes a covered person to see a specialist for diagnosis or treatment of a medical condition. Most often, that means you have to contact your PCP before seeing a specialist. 

Not all health plans require a referral, but if your plan does, ask your PCP or clinic for an electronic referral before you visit a specialist. Without this referral, you may pay more or your care may not be covered. 

If you don’t know if you need a referral, sign in to your member account to review your benefits or call the number on your member ID card to learn more.

Contact us

If you're a member, you can use the UnitedHealthcare app or sign in to your member account to chat directly with customer service or find answers and complete tasks online.

If you're a member, you can use the UnitedHealthcare app or sign in to your member account to chat directly with customer service or find answers and complete tasks online.