UnitedHealthcare Launches New Spending Account Benefit, Putting More Choice in the Hands of Consumers

The video opens on a white background where three blue curved lines animate to form a U shape. The background transitions to blue. Upbeat instrumental music plays throughout. A montage of real-life scenes begins. A woman performs a yoga pose on a mat in her living room while watching a video on a laptop. A family works together in a kitchen, preparing sandwiches and slicing vegetables on a cutting board. Two women sit at a dining table, one using wooden spoons to toss a large bowl of salad. A man in an orange athletic shirt stands outdoors near the water, smiling as he checks his smartwatch.

Female Narrator: Today's employees increasingly value and expect broad well-being support from their employer.

The screen turns white, and a blue polygon shape slides in from the left. White text appears within the blue shape. The background shows a woman standing by a serene lake, stretching her arms above her head. Then, a woman lies in bed, smiling as she looks at her smartphone. Finally, a close-up shows a man holding a small, black device.

On-screen text:   85% of employees said well-being is asimportant as their salary

The State of Work-Life Wellness 2025, Wellhub, Available: https://welihub.com/en-us/resources/work-life-wellness-report-2025/.Accessed: May 26, 2026

Female Narrator: In fact, 85% of surveyed employees said well-being is as important as their salary. And 78% expect employers to support it.

The text and background change. Two men jog down a tree-lined path. A pregnant woman sits cross-legged, meditating with her hands resting on her knees. White text appears over a blue polygon banner.

On-screen text:   78% expect employers to support it

The State of Work-Life Wellness 2025. Wellhub. Available: https://wellhub.com/en-us/resources/work-life-wellness-report-2025/. Accessed: May 26, 2026.

The screen turns white. Various colorful, animated icons related to health and wellness appear: a halved apple, a sleep mask, two people hugging, a baby onesie with a rattle and pacifier, a sun rising over a hill, a blue intestine, a hand pointing to a glucose monitor, a pregnant woman, a stethoscope, and a jump rope with dumbbells.

Female Narrator: But offering a wide range of options to meet expanding well-being expectations, from nutrition and sleep to anxiety and more, can be complex and costly for some employers.

The icons disappear, replaced by an animated light blue clipboard with a checklist. Three boxes are checked with blue Xs.

Female Narrator: Since every program isn't relevant to every employee or supported by traditional health care and coverage.

The screen turns white with large blue text animating in. A small citation appears at the bottom.

On-screen text:   76% of employers plan to expand benefit choice

Recalibrating employee benefits: How companies are delivering value in a cost-constrained world. WTW, June 9, 2025. Available: https://www.wtwco.com/en-gl/insights/2025/06/recalibrating-employee-benefits-how-companies-are-delivering-value-in-a-cost-constrained-world. Accessed: March 2, 2026.

Female Narrator: With 76% of surveyed employers saying they plan to expand benefit choice within the next three years, more flexible options are in demand.

The text changes to a new statistic with a citation.

On-screen text:   30-40% of employers plan to offer a lifestyle spending account (LSA)

Employer Attitudes & Usage. Optum Financial, Feb. 12, 2025.

The screen turns teal. A stylized laptop appears, and a blue and white striped awning extends from the screen, making it look like a storefront. White text appears on the screen.

On-screen text:   UHC Store Lifestyle Spending Account LSA

Female Narrator: With UHC Store and our integrated Lifestyle Spending Account, or LSA, employers have a more cost-effective and flexible way to offer a breadth of diverse offerings to meet the needs of a diverse, multigenerational employee population.

The text disappears, and the screen fills with colorful circles representing different offerings. The laptop shrinks and moves to the left as the background turns dark blue. A grid of colorful circles appears. Stylized figures representing employees appear on the sides, with lines connecting them to different combinations of the colorful circles.

Female Narrator: Here's how it works: The employer decides how they want to fund their LSA.

The background remains dark blue. Three white circles appear, each containing an icon and text below it. A dollar bill, calendar, and couple icon with a heart.

On-screen text:   Contribution amount Contribution frequency Eligibility (employee only or employee and spouse)

The scene transitions to an animation of a smartphone. The screen displays the UHC Store interface. An "LSA" tag shows a balance of $100.00.

Female Narrator: Then employees use their LSA dollars in UHC Store to shop for LSA-eligible products that matter to them.

An animated finger scrolls through the UHC Store app, showing various categories: "Everyday health," "Family wellness," and "Fitness & nutrition." The finger taps on "Fitness & nutrition," expanding the category.

Female Narrator: From fitness apps and nutrition to support for stress, sleep, family wellness, women's health, and more.

The finger continues to scroll, revealing logos for various brands like Care.com, Dario, Fitbit, NOOM, sleep reset, TRIFECTA, and WeightWatchers.

Female Narrator: They can choose from dozens of offerings, including nationally recognized brands, most at a discount and all in one place.

The phone screen is replaced by an animation of a blue shopping bag filled with various health and wellness items: a water bottle, a smartphone with a heart icon, an orange, and a dumbbell. The screen turns white with dark blue text.

On-screen text:   UHC Store + LSA

Orange checkmarks appear next to lines of text as they animate in.

On-screen text:  

More choice

More flexibility

More value

Female Narrator: UHC Store and our integrated LSA are built to help deliver more choice, more flexibility, and more value, which can help employers meet diverse employee needs, all within a predictable budget.

An animated blue pocket appears. Three gold coins fall into the pocket. The screen transitions to white with the text "UHC Store + LSA" at the top.

The icons slide off, revealing a blue UnitedHealthcare logo on a white background. Text appears below the logo. The music fades.

On-screen text:  

UHC

uhc.com

A block of legal disclaimer text appears at the bottom of the screen.

On-screen text:   UHC Store provides a member-direct purchase of health and wellness offerings. UHC Store is not a product, program nor service, is not insurance, and is not a substitute for health plan benefits nor professional medical advice, diagnosis, or treatment. UnitedHealthcare does not endorse nor guarantee offerings available through UHC Store. UnitedHealthcare is not responsible or liable for services, or advice given by a UHC Store participant of these offerings. Individuals are responsible for understanding potential risks associated with using these offerings. Purchasing any offerings may have tax implications. Individuals should consult with a tax specialist to determine whether they have any tax obligations from purchasing offerings from the UHC Store, subscriptions' Health Savings Account (HSA)/Flexible Spending Account (FSA) eligibility, and to determine if a subscription provides medical care that may impact HSA eligibility. Components subject to change. UHC Store is not available in all states or for all members. Amounts paid under a Lifestyle Spending Account (LSA) may be subject to federal, state, and local taxes. Employers should consult with a tax specialist to determine whether they have any tax obligations from members' use of an LSA to purchase offerings from the UHC Store. LSA offerings and options are subject to change.

Employee benefits including group health plan benefits may be taxable benefits unless they fit into specific exception categories. Please consult with your tax specialist to determine taxability of these offerings.

Administrative services provided by United HealthCare Services, Inc. or their affiliates.